Vitals
  • Total Assets
    68.3M -9.0 %
  • Total Deposits
    54.0M -9.2 %
  • Total Net Loans
    38.5M 1.5 %
  • Net Income
    670000.0000 -31.4 %
  • Book Value
    7.3M -3.6 %
  • Book Value x2
    14.6M -3.6 %
  • Book Value x3
    21.9M -3.6 %
ROAA

.971

ROAE

8.787

Efficiency Ratio

61.455

Net Interest Margin

3.38

Balance Sheet Highlights
Financial Highlights Gruver State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 68,300 358,087
Total Net Loans 38,491 213,533
Total Deposits 53,958 308,027
Total Equity 7,285 38,740
Profitability
Net Income 670 3,845
Return on Average Assets .971 1.025
Return on Average Equity 8.787 9.415
Net Interest Margin 3.38 3.773
Efficiency Ratio 61.455 66.762
Noninterest Income/Revenue 9.344 16.375
Balance Sheet Ratios
Loan-to-Deposit 71.335 65.494
Securities/Assets .255 .214
Total Equity/Total Assets .107 .108
Tangible Equity/Tangible Assets .107 .104
Capital Adequacy
Tier 1 Common Capital 7,590 37,278
Tier 1 Capital 7,590 37,303
Tier 2 Capital 504 2,526
Total Capital 8,094 39,866
Total Risk Weighted Assets 45,501 237,367
Leverage Ratio 10.83 10.563
Common Equity Tier 1 Capital Ratio 16.68 18.073
Tier 1 Capital Ratio 16.68 18.097
Total Capital Ratio 17.79 19.169

Timeline for Gruver State Bank

Gsb Bancshares Of Nevada, Inc.

Gsb Bancshares Of Nevada, Inc. became a new parent organization for Gruver State Bank.

View Profile Jul 14 1998

Gsb Bancshares, Inc.

Gsb Bancshares, Inc. became a new parent organization for Gruver State Bank.

View Profile Jul 09 1979

Gruver State Bank

Gruver State Bank was established 78 years ago and is currently headquartered in Gruver, TX.

Sep 07 1946
Relationships Role Relationship Start Relationship End
Gsb Bancshares, Inc. Parent 7/14/2014
Gsb Bancshares Of Nevada, Inc. Parent 7/14/1998 7/13/2014
Gsb Bancshares, Inc. Parent 7/9/1979 7/13/1998
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