Net Income Analysis ( % relative to Total Revenue )
Income Statement Greater State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 3,321 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 3,321 10,941
Investment Interest Income (TE) 154 2,007
Total Interest Income (TE) 3,481 13,476
Total Interest Expense 411 1,063
Net Interest Income (TE) 3,070 12,338
Non-Interest Income 425 2,639
Adjusted Operating Income (TE) 3,495 15,335
Non-interest Expense 2,966 9,693
Provision for Loan & Lease Losses 168 524
Pretax Operating Income (TE) 361 4,819
Pretax Net Operating Income (TE) 405 4,946
Applicable Income Taxes — 576
Net Operating Income 405 3,858
Net Income 405 3,845
Cash Dividends Declared — 1,701
Retained Earnings 405 1,997