Golden State Bank
Glendale, CA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Golden State Bank | All Insured Commercial Banks in California |
| Interest and Fees on Loans | 5,738 | 39,600 |
| Income from Lease Financing Receivables | — | 93 |
| — | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 21 |
| Income on Loans and Leases (TE) | 5,738 | 39,939 |
| Investment Interest Income (TE) | — | 4,547 |
| Total Interest Income (TE) | 5,858 | 46,718 |
| Total Interest Expense | 829 | 3,460 |
| Net Interest Income (TE) | 5,029 | 42,511 |
| Non-Interest Income | 557 | 7,405 |
| Adjusted Operating Income (TE) | 5,586 | 56,117 |
| Non-interest Expense | 5,538 | 31,848 |
| Provision for Loan & Lease Losses | -270 | 726 |
| Pretax Operating Income (TE) | 318 | 20,596 |
| Pretax Net Operating Income (TE) | 318 | 21,052 |
| Applicable Income Taxes | 1 | 7,212 |
| Net Operating Income | 317 | 12,949 |
| Net Income | 317 | 12,577 |
| Cash Dividends Declared | — | 2,927 |
| Retained Earnings | 317 | 8,927 |