Efficiency Ratio Over Time
Efficiency Ratio Frost State Bank All Insured Commercial Banks in Minnesota
12-31-2016 34.746 68.21
09-30-2016 32.491 67.82
06-30-2016 30.72 68.266
03-31-2016 31.727 68.539
12-31-2015 34.365 69.087
09-30-2015 31.549 68.091
06-30-2015 31.747 68.731
03-31-2015 32.268 69.546
12-31-2014 35.245 70.192
09-30-2014 32.157 69.414
06-30-2014 33.838 70.483
03-31-2014 32.647 71.207
12-31-2013 40.194 71.481
09-30-2013 35.977 70.407
06-30-2013 34.229 71.234
03-31-2013 37.12 71.404
12-31-2012 38.403 72.052
09-30-2012 33.747 70.937
06-30-2012 33.486 71.427
03-31-2012 34.918 71.189
12-31-2011 39.691 73.09
09-30-2011 34.086 71.985
06-30-2011 34.198 73.14
03-31-2011 33.821 73.338
12-31-2010 37.028 74.588
09-30-2010 32.975 72.773
06-30-2010 34.576 73.112
03-31-2010 37.265 73.078
12-31-2009 47.109 74.829
09-30-2009 44.041 73.299
06-30-2009 45.142 73.728
03-31-2009 43.711 72.218
12-31-2008 49.084 70.751
09-30-2008 46.814 69.076
06-30-2008 49.051 68.994
03-31-2008 53.722 69.012
12-31-2007 45.471 67.104
09-30-2007 41.984 65.982
06-30-2007 43.048 66.544
03-31-2007 45.849 66.538
12-31-2006 47.714 64.583
09-30-2006 42.961 63.158
06-30-2006 42.75 63.582
03-31-2006 43.273 64.084
12-31-2005 51.581 63.714
09-30-2005 43.052 62.201
06-30-2005 43 62.651
03-31-2005 41.1 62.926
12-31-2004 51.882 63.335
09-30-2004 44.356 61.98
06-30-2004 45.824 62.61
03-31-2004 46.94 63.48
12-31-2003 58.372 63.289
09-30-2003 45.147 61.468
06-30-2003 46.017 61.298
03-31-2003 48.796 62.209
12-31-2002 58.085 61.807