Relationships	Role	Relationship Start	Relationship End
Onbancorp, Inc.	Parent	9/1/1993	3/31/1998
Franklin First Financial Corp	Parent	4/18/1992	4/18/1992
Franklin First Financial Corp	Parent	8/1/1988	4/17/1992
River Financial Corporation	Subsidary	9/1/1993	3/31/1998
River Service Corp.	Subsidary	9/1/1993	3/31/1998
Ffsb Realty Corp.	Subsidary	2/6/1996	3/31/1998
27-29 South Franklin Street Corporation	Subsidary	6/24/1990	1/31/1996
Gallagher Drive Development Company	Subsidary	4/29/1991	12/31/1995
Shawnee First Investment Corp.	Subsidary	9/1/1993	12/29/1995

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Manufacturers And Traders Trust Company	Buyer	126,239,147	Acquisition	Discontinued	4/1/1998
First Federal Savings And Loan Association	Seller			Discontinued	7/1/1982