Vitals
  • Total Assets
    163.6M -2.8 %
  • Total Deposits
    137.2M -4.3 %
  • Total Net Loans
    121.8M -0.4 %
  • Net Income
    1.0M 573.2 %
  • Book Value
    23.8M 4.2 %
  • Book Value x2
    47.7M 4.2 %
  • Book Value x3
    71.5M 4.2 %
ROAA

.622

ROAE

4.383

Efficiency Ratio

76.311

Net Interest Margin

3.885

Balance Sheet Highlights
Financial Highlights Franklin Community Bank, National Association All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 163,642 679,308
Total Net Loans 121,801 458,438
Total Deposits 137,212 560,483
Total Equity 23,834 74,923
Profitability
Net Income 1,030 5,946
Return on Average Assets .622 .796
Return on Average Equity 4.383 7.073
Net Interest Margin 3.885 3.878
Efficiency Ratio 76.311 72.894
Noninterest Income/Revenue 11.431 17.09
Balance Sheet Ratios
Loan-to-Deposit 88.769 82.196
Securities/Assets .113 .154
Total Equity/Total Assets .146 .11
Tangible Equity/Tangible Assets .146 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,937 68,497
Tier 2 Capital 1,212 5,369
Total Capital 25,149 73,874
Total Risk Weighted Assets 120,437 494,722
Leverage Ratio 14.45 10.676
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.88 15.04
Total Capital Ratio 20.88 16.274

Timeline for Franklin Community Bank, National Association

American National Bank And Trust Company

Franklin Community Bank, National Association was acquired by American National Bank And Trust Company 9 years

View Profile Jan 01 2015

Franklin Community Bank, National Association

Franklin Community Bank, National Association was established 21 years ago and is currently headquartered in Rocky Mount, VA.

Sep 16 2002

Mainstreet Bankshares, Inc.

Mainstreet Bankshares, Inc. became a new parent organization for Franklin Community Bank, National Association.

View Profile Sep 16 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American National Bank And Trust Company Buyer 1,611,624 Acquisition Discontinued 1/1/2015
Relationships Role Relationship Start Relationship End
Mainstreet Bankshares, Inc. Parent 9/16/2002 12/31/2014
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