Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 74.988 66.762
09-30-2016 74.804 66.187
06-30-2016 75.915 66.286
03-31-2016 77.212 66.484
12-31-2015 78.602 67.473
09-30-2015 80.151 67.019
06-30-2015 77.558 67.62
03-31-2015 78.72 68.379
12-31-2014 74 67.933
09-30-2014 75.493 67.76
06-30-2014 76.018 68.348
03-31-2014 78.291 69.161
12-31-2013 74.667 70.01
09-30-2013 74.729 69.448
06-30-2013 75.165 70.111
03-31-2013 79.246 71.168
12-31-2012 77.799 70.289
09-30-2012 78.731 69.365
06-30-2012 80.005 69.7
03-31-2012 79.134 69.836
12-31-2011 73.509 71.203
09-30-2011 74.671 70.717
06-30-2011 75.792 71.672
03-31-2011 76.801 72.166
12-31-2010 74.628 72.798
09-30-2010 74.762 71.344
06-30-2010 73.22 71.672
03-31-2010 72.471 72.124
12-31-2009 75.943 72.899
09-30-2009 78.87 71.928
06-30-2009 80.272 72.628
03-31-2009 84.147 71.399
12-31-2008 79.362 70.933
09-30-2008 78.542 69.839
06-30-2008 80.17 70.152
03-31-2008 79.351 69.753
12-31-2007 75.152 68.047
09-30-2007 76.222 66.762
06-30-2007 77.394 66.933
03-31-2007 78.444 66.629
12-31-2006 72.985 66.288
09-30-2006 72.227 64.993
06-30-2006 72.886 65.249
03-31-2006 75.944 65.978
12-31-2005 75.499 67.153
09-30-2005 75.41 66.756
06-30-2005 78.065 67.031
03-31-2005 82.061 67.486
12-31-2004 80.383 69.184
09-30-2004 79.783 68.305
06-30-2004 80.644 68.807
03-31-2004 80.565 69.055
12-31-2003 74.441 69.41
09-30-2003 74.333 68.526
06-30-2003 75.985 68.452
03-31-2003 80.085 68.632
12-31-2002 68.467 67.534