Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 45.738 66.762
09-30-2016 44.831 66.187
06-30-2016 47.29 66.286
03-31-2016 49.865 66.484
12-31-2015 56.3 67.473
09-30-2015 56.476 67.019
06-30-2015 59.76 67.62
03-31-2015 62.218 68.379
12-31-2014 60.652 67.933
09-30-2014 59.426 67.76
06-30-2014 58.23 68.348
03-31-2014 57.965 69.161
12-31-2013 58.186 70.01
09-30-2013 54.203 69.448
06-30-2013 57.82 70.111
03-31-2013 60.635 71.168
12-31-2012 66.349 70.289
09-30-2012 65.64 69.365
06-30-2012 68.715 69.7
03-31-2012 73.228 69.836
12-31-2011 77.108 71.203
09-30-2011 78.064 70.717
06-30-2011 85.093 71.672
03-31-2011 88.274 72.166
12-31-2010 69.812 72.798
09-30-2010 66.968 71.344
06-30-2010 71.512 71.672
03-31-2010 75.258 72.124
12-31-2009 65.775 72.899
09-30-2009 66.629 71.928
06-30-2009 64.279 72.628
03-31-2009 66.788 71.399
12-31-2008 55.779 70.933
09-30-2008 53.615 69.839
06-30-2008 53.141 70.152
03-31-2008 53.13 69.753
12-31-2007 53.933 68.047
09-30-2007 54.146 66.762
06-30-2007 55.266 66.933
03-31-2007 59.635 66.629
12-31-2006 58.589 66.288
09-30-2006 57.941 64.993
06-30-2006 62 65.249
03-31-2006 64.374 65.978
12-31-2005 60.815 67.153
09-30-2005 78.729 66.756
06-30-2005 81.294 67.031
03-31-2005 89.971 67.486
12-31-2004 69.469 69.184
09-30-2004 71.495 68.305
06-30-2004 76.558 68.807
03-31-2004 93.269 69.055
12-31-2003 76.794 69.41
09-30-2003 74.354 68.526
06-30-2003 72.455 68.452
03-31-2003 75.305 68.632
12-31-2002 65.13 67.534