Vitals
  • Total Assets
    111.8M 27.8 %
  • Total Deposits
    96.3M 31.9 %
  • Total Net Loans
    82.2M 41.5 %
  • Net Income
    2.3M 23.2 %
  • Book Value
    15.4M 9.0 %
  • Book Value x2
    30.8M 9.0 %
  • Book Value x3
    46.2M 9.0 %
ROAA

2.296

ROAE

15.594

Efficiency Ratio

45.738

Net Interest Margin

5.321

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 111,778 358,087
Total Net Loans 82,162 213,533
Total Deposits 96,271 308,027
Total Equity 15,415 38,740
Profitability
Net Income 2,307 3,845
Return on Average Assets 2.296 1.025
Return on Average Equity 15.594 9.415
Net Interest Margin 5.321 3.773
Efficiency Ratio 45.738 66.762
Noninterest Income/Revenue 7.794 16.375
Balance Sheet Ratios
Loan-to-Deposit 85.345 65.494
Securities/Assets .101 .214
Total Equity/Total Assets .138 .108
Tangible Equity/Tangible Assets .114 .104
Capital Adequacy
Tier 1 Common Capital 12,769 37,278
Tier 1 Capital 12,769 37,303
Tier 2 Capital 1,040 2,526
Total Capital 13,809 39,866
Total Risk Weighted Assets 82,581 237,367
Leverage Ratio 12.11 10.563
Common Equity Tier 1 Capital Ratio 15.46 18.073
Tier 1 Capital Ratio 15.46 18.097
Total Capital Ratio 16.72 19.169

Timeline for First State Bank

The First National Bank Of Amherst

Acquisition: First State Bank acquired a new subsidiary, The First National Bank Of Amherst, 10 years

View Profile Aug 01 2014

South Texas Bancshares, Inc.

South Texas Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Oct 21 2005

Caprock Bancshares, Inc.

Caprock Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Oct 19 1987

Eagle Bancshares Inc

Eagle Bancshares Inc became a new parent organization for First State Bank.

View Profile Jan 01 1980

First State Bank

First State Bank was established 64 years ago and is currently headquartered in Shallowater, TX.

Oct 08 1960
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Amherst Seller 17,231 Acquisition Discontinued 8/1/2014
Relationships Role Relationship Start Relationship End
South Texas Bancshares, Inc. Parent 10/21/2005
Caprock Bancshares, Inc. Parent 10/19/1987 10/20/2005
Eagle Bancshares Inc Parent 12/31/1981 10/18/1987
Eagle Bancshares Inc Parent 1/1/1980 12/30/1981
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