Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 167.128 66.762
09-30-2016 110.619 66.187
06-30-2016 114.322 66.286
03-31-2016 120.233 66.484
12-31-2015 129.796 67.473
09-30-2015 133.705 67.019
06-30-2015 131.183 67.62
03-31-2015 116.178 68.379
12-31-2014 117.107 67.933
09-30-2014 132.276 67.76
06-30-2014 128.39 68.348
03-31-2014 115.008 69.161
12-31-2013 141.165 70.01
09-30-2013 158.693 69.448
06-30-2013 141.958 70.111
03-31-2013 134.597 71.168
12-31-2012 138.601 70.289
09-30-2012 110.173 69.365
06-30-2012 114.264 69.7
03-31-2012 101.36 69.836
12-31-2011 106.751 71.203
09-30-2011 103.848 70.717
06-30-2011 95.572 71.672
03-31-2011 99.581 72.166
12-31-2010 71.308 72.798
09-30-2010 75.139 71.344
06-30-2010 69.741 71.672
03-31-2010 67.244 72.124
12-31-2009 82.844 72.899
09-30-2009 70.538 71.928
06-30-2009 68.124 72.628
03-31-2009 65.63 71.399
12-31-2008 76.442 70.933
09-30-2008 72.657 69.839
06-30-2008 70.043 70.152
03-31-2008 68.573 69.753
12-31-2007 64.376 68.047
09-30-2007 59.983 66.762
06-30-2007 56.057 66.933
03-31-2007 56.659 66.629
12-31-2006 61.781 66.288
09-30-2006 71.974 64.993
06-30-2006 70.265 65.249
03-31-2006 78.257 65.978
12-31-2005 58.635 67.153
09-30-2005 59.783 66.756
06-30-2005 60.41 67.031
03-31-2005 62.683 67.486
12-31-2004 57.672 69.184
09-30-2004 59.25 68.305
06-30-2004 57.801 68.807
03-31-2004 59.026 69.055
12-31-2003 63.791 69.41
09-30-2003 66.229 68.526
06-30-2003 67.567 68.452
03-31-2003 65.984 68.632
12-31-2002 61.536 67.534