Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Florida
06-30-2009 162.637 110.145
03-31-2009 150.791 106.117
12-31-2008 99.092 106.869
09-30-2008 90.324 99.7
06-30-2008 85.776 97.665
03-31-2008 77.324 96.573
12-31-2007 57.967 89.035
09-30-2007 59.381 83.443
06-30-2007 59.145 79.425
03-31-2007 54.04 76.61
12-31-2006 49.173 74.435
09-30-2006 50.198 70.062
06-30-2006 49.702 68.269
03-31-2006 50.886 68.681
12-31-2005 53.473 70.265
09-30-2005 54.874 70.33
06-30-2005 55.767 68.755
03-31-2005 58.438 69.25
12-31-2004 59.362 72.022
09-30-2004 61.251 70.445
06-30-2004 64.271 71.231
03-31-2004 65.922 71.697
12-31-2003 68.975 73.427
09-30-2003 72.777 72.963
06-30-2003 75.174 72.602
03-31-2003 76.839 73.441
12-31-2002 76.228 73.418