Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 62.755 66.762
09-30-2016 62.939 66.187
06-30-2016 64.351 66.286
03-31-2016 64.314 66.484
12-31-2015 60.33 67.473
09-30-2015 59.559 67.019
06-30-2015 60.696 67.62
03-31-2015 62.811 68.379
12-31-2014 63.533 67.933
09-30-2014 63.494 67.76
06-30-2014 65.053 68.348
03-31-2014 64.838 69.161
12-31-2013 61.516 70.01
09-30-2013 62.03 69.448
06-30-2013 62.694 70.111
03-31-2013 64.543 71.168
12-31-2012 62.763 70.289
09-30-2012 63.479 69.365
06-30-2012 64.32 69.7
03-31-2012 66.502 69.836
12-31-2011 67.432 71.203
09-30-2011 67.549 70.717
06-30-2011 67.494 71.672
03-31-2011 66.944 72.166
12-31-2010 65.893 72.798
09-30-2010 65.957 71.344
06-30-2010 65.702 71.672
03-31-2010 71.259 72.124
12-31-2009 61.59 72.899
09-30-2009 61.444 71.928
06-30-2009 60.672 72.628
03-31-2009 58.018 71.399
12-31-2008 55.977 70.933
09-30-2008 54.238 69.839
06-30-2008 51.937 70.152
03-31-2008 53.606 69.753
12-31-2007 49.969 68.047
09-30-2007 50.435 66.762
06-30-2007 51.776 66.933
03-31-2007 52.875 66.629
12-31-2006 46.624 66.288
09-30-2006 44.553 64.993
06-30-2006 45.168 65.249
03-31-2006 46.133 65.978
12-31-2005 52.683 67.153
09-30-2005 52.79 66.756
06-30-2005 55.355 67.031
03-31-2005 59.209 67.486
12-31-2004 62.363 69.184
09-30-2004 62.355 68.305
06-30-2004 64.22 68.807
03-31-2004 63.551 69.055
12-31-2003 63.335 69.41
09-30-2003 62.094 68.526
06-30-2003 62.886 68.452
03-31-2003 63.242 68.632
12-31-2002 64.097 67.534