Vitals
  • Total Assets
    144.7M 0.4 %
  • Total Deposits
    114.1M -2.6 %
  • Total Net Loans
    87.5M 7.2 %
  • Net Income
    2.1M -7.2 %
  • Book Value
    13.6M 0.3 %
  • Book Value x2
    27.2M 0.3 %
  • Book Value x3
    40.7M 0.3 %
ROAA

1.468

ROAE

15.537

Efficiency Ratio

62.755

Net Interest Margin

3.898

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 144,701 358,087
Total Net Loans 87,490 213,533
Total Deposits 114,148 308,027
Total Equity 13,580 38,740
Profitability
Net Income 2,141 3,845
Return on Average Assets 1.468 1.025
Return on Average Equity 15.537 9.415
Net Interest Margin 3.898 3.773
Efficiency Ratio 62.755 66.762
Noninterest Income/Revenue 15.957 16.375
Balance Sheet Ratios
Loan-to-Deposit 76.646 65.494
Securities/Assets .099 .214
Total Equity/Total Assets .094 .108
Tangible Equity/Tangible Assets .094 .104
Capital Adequacy
Tier 1 Common Capital 13,675 37,278
Tier 1 Capital 13,675 37,303
Tier 2 Capital 1,099 2,526
Total Capital 14,774 39,866
Total Risk Weighted Assets 93,439 237,367
Leverage Ratio 9.42 10.563
Common Equity Tier 1 Capital Ratio 14.64 18.073
Tier 1 Capital Ratio 14.64 18.097
Total Capital Ratio 15.81 19.169

Timeline for First State Bank

First State Financial Services Corporation

First State Financial Services Corporation became a new subsidiary organization for First State Bank.

View Profile Feb 01 2005

First State Bancorp, Inc.

First State Bancorp, Inc. became a new parent organization for First State Bank.

View Profile Jul 11 1994

Woodson Bancshares, Inc.

Woodson Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Sep 19 1985

First State Bank

First State Bank was established 41 years ago and is currently headquartered in Graham, TX.

May 26 1983
Relationships Role Relationship Start Relationship End
Woodson Bancshares, Inc. Parent 9/24/2016
First State Bancorp, Inc. Parent 7/11/1994 9/23/2016
Woodson Bancshares, Inc. Parent 9/19/1985 7/10/1994
First State Financial Services Corporation Subsidary 6/30/2007
First State Financial Services Corporation Subsidary 2/1/2005 6/29/2007
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