Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 76.594 66.762
09-30-2016 71.544 66.187
06-30-2016 61.846 66.286
03-31-2016 65.567 66.484
12-31-2015 66.331 67.473
09-30-2015 64.385 67.019
06-30-2015 66.685 67.62
03-31-2015 65.404 68.379
12-31-2014 66.9 67.933
09-30-2014 63.504 67.76
06-30-2014 64.206 68.348
03-31-2014 63.292 69.161
12-31-2013 69.206 70.01
09-30-2013 67.715 69.448
06-30-2013 67.555 70.111
03-31-2013 70.97 71.168
12-31-2012 71.673 70.289
09-30-2012 68.426 69.365
06-30-2012 68.478 69.7
03-31-2012 71.079 69.836
12-31-2011 66.52 71.203
09-30-2011 61.614 70.717
06-30-2011 62.218 71.672
03-31-2011 65.581 72.166
12-31-2010 64.261 72.798
09-30-2010 60.166 71.344
06-30-2010 60.217 71.672
03-31-2010 59.558 72.124
12-31-2009 67.414 72.899
09-30-2009 66.444 71.928
06-30-2009 67.545 72.628
03-31-2009 68.262 71.399
12-31-2008 66.42 70.933
09-30-2008 66.117 69.839
06-30-2008 65.462 70.152
03-31-2008 67.518 69.753
12-31-2007 68.531 68.047
09-30-2007 66.422 66.762
06-30-2007 68.827 66.933
03-31-2007 66.735 66.629
12-31-2006 74.185 66.288
09-30-2006 71.189 64.993
06-30-2006 71.831 65.249
03-31-2006 70.845 65.978
12-31-2005 75.484 67.153
09-30-2005 70.755 66.756
06-30-2005 70.025 67.031
03-31-2005 68.614 67.486
12-31-2004 75.816 69.184
09-30-2004 74.009 68.305
06-30-2004 75.414 68.807
03-31-2004 72.325 69.055
12-31-2003 70.67 69.41
09-30-2003 67.982 68.526
06-30-2003 67.731 68.452
03-31-2003 66.57 68.632
12-31-2002 65.79 67.534