Vitals
  • Total Assets
    148.5M -3.3 %
  • Total Deposits
    125.3M -9.1 %
  • Total Net Loans
    73.3M -6.7 %
  • Net Income
    915000.0000 -41.5 %
  • Book Value
    23.0M 48.0 %
  • Book Value x2
    46.0M 48.0 %
  • Book Value x3
    68.9M 48.0 %
ROAA

.596

ROAE

4.851

Efficiency Ratio

76.594

Net Interest Margin

2.948

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 148,501 358,087
Total Net Loans 73,324 213,533
Total Deposits 125,345 308,027
Total Equity 22,981 38,740
Profitability
Net Income 915 3,845
Return on Average Assets .596 1.025
Return on Average Equity 4.851 9.415
Net Interest Margin 2.948 3.773
Efficiency Ratio 76.594 66.762
Noninterest Income/Revenue 9.733 16.375
Balance Sheet Ratios
Loan-to-Deposit 58.498 65.494
Securities/Assets .239 .214
Total Equity/Total Assets .155 .108
Tangible Equity/Tangible Assets .121 .104
Capital Adequacy
Tier 1 Common Capital 18,857 37,278
Tier 1 Capital 18,857 37,303
Tier 2 Capital 614 2,526
Total Capital 19,471 39,866
Total Risk Weighted Assets 59,929 237,367
Leverage Ratio 13.09 10.563
Common Equity Tier 1 Capital Ratio 31.47 18.073
Tier 1 Capital Ratio 31.47 18.097
Total Capital Ratio 32.49 19.169

Timeline for First State Bank

County Bancshares, Inc.

County Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Aug 13 2016

First Live Oak Bancshares, Inc.

First Live Oak Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Jan 01 2010

First Live Oak Delaware Bancshares, Inc.

First Live Oak Delaware Bancshares, Inc. became a new parent organization for First State Bank.

View Profile Jan 31 2005

First State Bank

First State Bank was established 110 years ago and is currently headquartered in Three Rivers, TX.

Aug 12 1914
Relationships Role Relationship Start Relationship End
County Bancshares, Inc. Parent 8/13/2016
First Live Oak Bancshares, Inc. Parent 1/1/2010 8/12/2016
First Live Oak Delaware Bancshares, Inc. Parent 1/31/2005 12/31/2009
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