Vitals
  • Total Assets
    64.5M -10.2 %
  • Total Deposits
    58.9M -10.9 %
  • Total Net Loans
    22.9M -7.7 %
  • Net Income
    692000.0000 -18.8 %
  • Book Value
    5.5M -2.9 %
  • Book Value x2
    11.1M -2.9 %
  • Book Value x3
    16.6M -2.9 %
ROAA

1.02

ROAE

12.07

Efficiency Ratio

70.149

Net Interest Margin

3.175

Balance Sheet Highlights
Financial Highlights First State Bank Of San Diego All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 64,539 358,087
Total Net Loans 22,857 213,533
Total Deposits 58,923 308,027
Total Equity 5,545 38,740
Profitability
Net Income 692 3,845
Return on Average Assets 1.02 1.025
Return on Average Equity 12.07 9.415
Net Interest Margin 3.175 3.773
Efficiency Ratio 70.149 66.762
Noninterest Income/Revenue 15.943 16.375
Balance Sheet Ratios
Loan-to-Deposit 38.791 65.494
Securities/Assets .388 .214
Total Equity/Total Assets .086 .108
Tangible Equity/Tangible Assets .086 .104
Capital Adequacy
Tier 1 Common Capital 5,711 37,278
Tier 1 Capital 5,711 37,303
Tier 2 Capital 363 2,526
Total Capital 6,074 39,866
Total Risk Weighted Assets 29,735 237,367
Leverage Ratio 8.9 10.563
Common Equity Tier 1 Capital Ratio 19.21 18.073
Tier 1 Capital Ratio 19.21 18.097
Total Capital Ratio 20.43 19.169

Timeline for First State Bank Of San Diego

San Diego Bancshares Of Nevada, Inc.

San Diego Bancshares Of Nevada, Inc. became a new parent organization for First State Bank Of San Diego.

View Profile Dec 19 1996

San Diego Bancshares, Inc.

San Diego Bancshares, Inc. became a new parent organization for First State Bank Of San Diego.

View Profile Aug 31 1990

First State Bank Of San Diego

First State Bank Of San Diego was established 70 years ago and is currently headquartered in San Diego, TX.

Aug 09 1954
Relationships Role Relationship Start Relationship End
San Diego Bancshares, Inc. Parent 1/1/2009
San Diego Bancshares Of Nevada, Inc. Parent 12/19/1996 12/31/2008
San Diego Bancshares, Inc. Parent 8/31/1990 12/18/1996
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