Vitals
  • Total Assets
    134.7M -2.5 %
  • Total Deposits
    120.2M -3.8 %
  • Total Net Loans
    68.8M 5.7 %
  • Net Income
    1.2M 23.8 %
  • Book Value
    14.4M 10.0 %
  • Book Value x2
    28.7M 10.0 %
  • Book Value x3
    43.1M 10.0 %
ROAA

.945

ROAE

9.084

Efficiency Ratio

67.366

Net Interest Margin

4.265

Balance Sheet Highlights
Financial Highlights First State Bank Of Odem All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 134,705 358,087
Total Net Loans 68,786 213,533
Total Deposits 120,162 308,027
Total Equity 14,352 38,740
Profitability
Net Income 1,249 3,845
Return on Average Assets .945 1.025
Return on Average Equity 9.084 9.415
Net Interest Margin 4.265 3.773
Efficiency Ratio 67.366 66.762
Noninterest Income/Revenue 13.112 16.375
Balance Sheet Ratios
Loan-to-Deposit 57.244 65.494
Securities/Assets .259 .214
Total Equity/Total Assets .107 .108
Tangible Equity/Tangible Assets .107 .104
Capital Adequacy
Tier 1 Common Capital 14,339 37,278
Tier 1 Capital 14,339 37,303
Tier 2 Capital 965 2,526
Total Capital 15,304 39,866
Total Risk Weighted Assets 77,007 237,367
Leverage Ratio 10.45 10.563
Common Equity Tier 1 Capital Ratio 18.62 18.073
Tier 1 Capital Ratio 18.62 18.097
Total Capital Ratio 19.87 19.169

Timeline for First State Bank Of Odem

Odem Financial Corporation

Odem Financial Corporation became a new parent organization for First State Bank Of Odem.

View Profile Jun 30 2003

Odem Delaware Financial Corporation

Odem Delaware Financial Corporation became a new parent organization for First State Bank Of Odem.

View Profile Jun 23 1994

Odem Bancshares, Inc.

Odem Bancshares, Inc. became a new parent organization for First State Bank Of Odem.

View Profile May 25 1994

First State Bank Of Odem

First State Bank Of Odem was established 79 years ago and is currently headquartered in Odem, TX.

Nov 12 1945
Relationships Role Relationship Start Relationship End
Odem Bancshares, Inc. Parent 4/5/2014
Odem Financial Corporation Parent 6/30/2003 4/4/2014
Odem Delaware Financial Corporation Parent 6/23/1994 6/29/2003
Odem Bancshares, Inc. Parent 5/25/1994 6/22/1994
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