Vitals
  • Total Assets
    136.4M 0.6 %
  • Total Deposits
    118.9M 0.1 %
  • Total Net Loans
    66.9M 1.3 %
  • Net Income
    2.3M 4.0 %
  • Book Value
    17.4M 5.9 %
  • Book Value x2
    34.7M 5.9 %
  • Book Value x3
    52.1M 5.9 %
ROAA

1.697

ROAE

13.522

Efficiency Ratio

58.172

Net Interest Margin

3.554

Balance Sheet Highlights
Financial Highlights First State Bank Of Ben Wheeler, Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 136,450 358,087
Total Net Loans 66,939 213,533
Total Deposits 118,895 308,027
Total Equity 17,364 38,740
Profitability
Net Income 2,316 3,845
Return on Average Assets 1.697 1.025
Return on Average Equity 13.522 9.415
Net Interest Margin 3.554 3.773
Efficiency Ratio 58.172 66.762
Noninterest Income/Revenue 16.501 16.375
Balance Sheet Ratios
Loan-to-Deposit 56.301 65.494
Securities/Assets .43 .214
Total Equity/Total Assets .127 .108
Tangible Equity/Tangible Assets .127 .104
Capital Adequacy
Tier 1 Common Capital 17,364 37,278
Tier 1 Capital 17,364 37,303
Tier 2 Capital 867 2,526
Total Capital 18,231 39,866
Total Risk Weighted Assets 76,987 237,367
Leverage Ratio 12.67 10.563
Common Equity Tier 1 Capital Ratio 22.55 18.073
Tier 1 Capital Ratio 22.55 18.097
Total Capital Ratio 23.68 19.169

Timeline for First State Bank Of Ben Wheeler, Texas

Ben Wheeler Bancshares, Inc.

Ben Wheeler Bancshares, Inc. became a new parent organization for First State Bank Of Ben Wheeler, Texas.

View Profile Aug 20 1986

First State Bank Of Ben Wheeler, Texas

First State Bank Of Ben Wheeler, Texas was established 113 years ago and is currently headquartered in Ben Wheeler, TX.

Feb 17 1911
Relationships Role Relationship Start Relationship End
Ben Wheeler Bancshares, Inc. Parent 8/20/1986 12/27/1994
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