Vitals
  • Total Assets
    156.9M -3.9 %
  • Total Deposits
    134.6M -5.3 %
  • Total Net Loans
    67.4M 5.5 %
  • Net Income
    2.7M -5.5 %
  • Book Value
    21.6M 4.5 %
  • Book Value x2
    43.2M 4.5 %
  • Book Value x3
    64.8M 4.5 %
ROAA

1.687

ROAE

12.57

Efficiency Ratio

49.994

Net Interest Margin

3.693

Balance Sheet Highlights
Financial Highlights First State Bank Of Bedias All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 156,911 358,087
Total Net Loans 67,404 213,533
Total Deposits 134,554 308,027
Total Equity 21,590 38,740
Profitability
Net Income 2,722 3,845
Return on Average Assets 1.687 1.025
Return on Average Equity 12.57 9.415
Net Interest Margin 3.693 3.773
Efficiency Ratio 49.994 66.762
Noninterest Income/Revenue 9.654 16.375
Balance Sheet Ratios
Loan-to-Deposit 50.094 65.494
Securities/Assets .416 .214
Total Equity/Total Assets .138 .108
Tangible Equity/Tangible Assets .138 .104
Capital Adequacy
Tier 1 Common Capital 22,014 37,278
Tier 1 Capital 22,014 37,303
Tier 2 Capital 989 2,526
Total Capital 23,003 39,866
Total Risk Weighted Assets 78,703 237,367
Leverage Ratio 13.73 10.563
Common Equity Tier 1 Capital Ratio 27.97 18.073
Tier 1 Capital Ratio 27.97 18.097
Total Capital Ratio 29.23 19.169

Timeline for First State Bank Of Bedias

Bedias Mineral Interests, Inc.

Bedias Mineral Interests, Inc. became a new subsidiary organization for First State Bank Of Bedias.

View Profile May 01 2014

Bedias Financial Corporation

Bedias Financial Corporation became a new parent organization for First State Bank Of Bedias.

View Profile Dec 31 2008

Bedias Holding, Inc.

Bedias Holding, Inc. became a new parent organization for First State Bank Of Bedias.

View Profile Dec 28 2001

First State Bank Of Bedias

First State Bank Of Bedias was established 117 years ago and is currently headquartered in Bedias, TX.

Aug 28 1907
Relationships Role Relationship Start Relationship End
Bedias Financial Corporation Parent 12/31/2008
Bedias Holding, Inc. Parent 12/28/2001 12/30/2008
Bedias Mineral Interests, Inc. Subsidary 5/1/2014
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