Vitals
  • Total Assets
    164.5M 6.6 %
  • Total Deposits
    140.6M 4.4 %
  • Total Net Loans
    120.4M 17.7 %
  • Net Income
    2.2M 24.5 %
  • Book Value
    19.9M 7.9 %
  • Book Value x2
    39.9M 7.9 %
  • Book Value x3
    59.8M 7.9 %
ROAA

1.402

ROAE

11.507

Efficiency Ratio

52.666

Net Interest Margin

4.387

Balance Sheet Highlights
Financial Highlights First Port City Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 164,503 256,123
Total Net Loans 120,420 160,108
Total Deposits 140,636 221,413
Total Equity 19,942 27,434
Profitability
Net Income 2,234 2,812
Return on Average Assets 1.402 .99
Return on Average Equity 11.507 8.811
Net Interest Margin 4.387 4.031
Efficiency Ratio 52.666 72.067
Noninterest Income/Revenue 8.235 19.316
Balance Sheet Ratios
Loan-to-Deposit 85.625 70.662
Securities/Assets .146 .165
Total Equity/Total Assets .121 .107
Tangible Equity/Tangible Assets .121 .105
Capital Adequacy
Tier 1 Common Capital 19,667 26,376
Tier 1 Capital 19,667 26,452
Tier 2 Capital 1,616 1,919
Total Capital 21,283 28,453
Total Risk Weighted Assets 128,680 174,280
Leverage Ratio 12.26 10.62
Common Equity Tier 1 Capital Ratio 15.28 16.191
Tier 1 Capital Ratio 15.28 16.286
Total Capital Ratio 16.54 17.433

Timeline for First Port City Bank

Georgia Community Life Insurance Company

Georgia Community Life Insurance Company became a new subsidiary organization for First Port City Bank.

View Profile Sep 02 1986

Port City Holding Company, Inc.

Port City Holding Company, Inc. became a new parent organization for First Port City Bank.

View Profile Jan 31 1982

First Port City Bank

First Port City Bank was established 49 years ago and is currently headquartered in Bainbridge, GA.

Oct 07 1974
Relationships Role Relationship Start Relationship End
Port City Holding Company, Inc. Parent 1/31/1982
Georgia Community Life Insurance Company Subsidary 9/2/1986 6/13/2000
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