First Personal Bank
Orland Park, IL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Personal Bank | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 4,514 | 8,415 |
| Income from Lease Financing Receivables | 163 | 4 |
| — | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 20 |
| Income on Loans and Leases (TE) | 4,677 | 8,470 |
| Investment Interest Income (TE) | 337 | 1,438 |
| Total Interest Income (TE) | 5,172 | 10,200 |
| Total Interest Expense | 387 | 1,041 |
| Net Interest Income (TE) | 4,785 | 9,113 |
| Non-Interest Income | 568 | 2,030 |
| Adjusted Operating Income (TE) | 5,353 | 11,316 |
| Non-interest Expense | 4,487 | 7,442 |
| Provision for Loan & Lease Losses | 140 | 307 |
| Pretax Operating Income (TE) | 726 | 3,453 |
| Pretax Net Operating Income (TE) | 726 | 3,554 |
| Applicable Income Taxes | 233 | 569 |
| Net Operating Income | 493 | 2,671 |
| Net Income | 493 | 2,670 |
| Cash Dividends Declared | — | 1,225 |
| Retained Earnings | 493 | 1,214 |