Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Texas
12-31-2016 68.367 66.762
09-30-2016 67.496 66.187
06-30-2016 67.187 66.286
03-31-2016 64.149 66.484
12-31-2015 62.235 67.473
09-30-2015 63.912 67.019
06-30-2015 65.657 67.62
03-31-2015 64.882 68.379
12-31-2014 57.343 67.933
09-30-2014 60.679 67.76
06-30-2014 63.066 68.348
03-31-2014 63.691 69.161
12-31-2013 61.279 70.01
09-30-2013 63.096 69.448
06-30-2013 63.454 70.111
03-31-2013 64.701 71.168
12-31-2012 55.442 70.289
09-30-2012 56.805 69.365
06-30-2012 57.846 69.7
03-31-2012 53.659 69.836
12-31-2011 65.15 71.203
09-30-2011 64.531 70.717
06-30-2011 66.275 71.672
03-31-2011 62.371 72.166
12-31-2010 60.115 72.798
09-30-2010 60.017 71.344
06-30-2010 62.619 71.672
03-31-2010 63.278 72.124
12-31-2009 61.347 72.899
09-30-2009 64.157 71.928
06-30-2009 65.679 72.628
03-31-2009 63.635 71.399
12-31-2008 65.797 70.933
09-30-2008 66.353 69.839
06-30-2008 66.34 70.152
03-31-2008 68.4 69.753
12-31-2007 68.099 68.047
09-30-2007 71.353 66.762
06-30-2007 71.851 66.933
03-31-2007 73.568 66.629
12-31-2006 71.544 66.288
09-30-2006 70.936 64.993
06-30-2006 70.858 65.249
03-31-2006 67.426 65.978
12-31-2005 63.938 67.153
09-30-2005 65.768 66.756
06-30-2005 69.646 67.031
03-31-2005 77.398 67.486
12-31-2004 64.875 69.184
09-30-2004 66.704 68.305
06-30-2004 67.691 68.807
03-31-2004 66.819 69.055
12-31-2003 54.535 69.41
09-30-2003 49.92 68.526
06-30-2003 54.769 68.452
03-31-2003 58.631 68.632
12-31-2002 51.723 67.534