First National Bank
Rotan, TX — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | First National Bank | All Insured Commercial Banks in Texas |
| 12-31-2016 | 3.884 | 3.773 |
| 09-30-2016 | 3.896 | 3.776 |
| 06-30-2016 | 3.925 | 3.769 |
| 03-31-2016 | 3.924 | 3.775 |
| 12-31-2015 | 3.934 | 3.74 |
| 09-30-2015 | 3.856 | 3.72 |
| 06-30-2015 | 3.719 | 3.683 |
| 03-31-2015 | 3.767 | 3.673 |
| 12-31-2014 | 3.959 | 3.775 |
| 09-30-2014 | 3.893 | 3.765 |
| 06-30-2014 | 3.813 | 3.741 |
| 03-31-2014 | 3.711 | 3.721 |
| 12-31-2013 | 3.668 | 3.725 |
| 09-30-2013 | 3.558 | 3.716 |
| 06-30-2013 | 3.478 | 3.685 |
| 03-31-2013 | 3.236 | 3.659 |
| 12-31-2012 | 3.462 | 3.849 |
| 09-30-2012 | 3.28 | 3.88 |
| 06-30-2012 | 3.093 | 3.884 |
| 03-31-2012 | 2.917 | 3.892 |
| 12-31-2011 | 3.349 | 4.001 |
| 09-30-2011 | 3.594 | 4.026 |
| 06-30-2011 | 3.536 | 4.009 |
| 03-31-2011 | 3.651 | 3.963 |
| 12-31-2010 | 4.633 | 4.103 |
| 09-30-2010 | 4.603 | 4.128 |
| 06-30-2010 | 4.481 | 4.112 |
| 03-31-2010 | 4.483 | 4.105 |
| 12-31-2009 | 4.502 | 4.156 |
| 09-30-2009 | 4.382 | 4.158 |
| 06-30-2009 | 4.364 | 4.126 |
| 03-31-2009 | 4.302 | 4.099 |
| 12-31-2008 | 4.766 | 4.235 |
| 09-30-2008 | 4.664 | 4.247 |
| 06-30-2008 | 4.537 | 4.228 |
| 03-31-2008 | 4.565 | 4.272 |
| 12-31-2007 | 4.803 | 4.563 |
| 09-30-2007 | 4.779 | 4.582 |
| 06-30-2007 | 4.92 | 4.555 |
| 03-31-2007 | 4.907 | 4.497 |
| 12-31-2006 | 4.985 | 4.615 |
| 09-30-2006 | 4.889 | 4.6 |
| 06-30-2006 | 4.888 | 4.566 |
| 03-31-2006 | 5.037 | 4.513 |
| 12-31-2005 | 5.063 | 4.492 |
| 09-30-2005 | 5.102 | 4.458 |
| 06-30-2005 | 5.044 | 4.405 |
| 03-31-2005 | 4.98 | 4.377 |
| 12-31-2004 | 5.223 | 4.362 |
| 09-30-2004 | 5.167 | 4.344 |
| 06-30-2004 | 5.111 | 4.301 |
| 03-31-2004 | 5.319 | 4.304 |
| 12-31-2003 | 5.379 | 4.327 |
| 09-30-2003 | 5.371 | 4.323 |
| 06-30-2003 | 5.333 | 4.347 |
| 03-31-2003 | 5.326 | 4.348 |
| 12-31-2002 | 5.582 | 4.573 |