Net Income Analysis ( % relative to Total Revenue )
Income Statement First National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,446 4,667
Income from Lease Financing Receivables — 828
2 121
Estimated Tax Benefit from Tax-Exempt Loan Income — 62
Income on Loans and Leases (TE) 1,446 4,704
Investment Interest Income (TE) 234 1,424
Total Interest Income (TE) 1,716 6,286
Total Interest Expense 670 1,350
Net Interest Income (TE) 1,046 4,918
Non-Interest Income — 1,344
Adjusted Operating Income (TE) 838 6,344
Non-interest Expense 2,202 4,115
Provision for Loan & Lease Losses 3,789 536
Pretax Operating Income (TE) — 4,384
Pretax Net Operating Income (TE) — 4,440
Applicable Income Taxes — 1,761
Net Operating Income — 3,201
Net Income — 3,201
Cash Dividends Declared — 2,156
Retained Earnings — 1,757