First National Bank
Lubbock, TX — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Interest Margin Over Time
| Net Interest Margin | First National Bank | All Insured Commercial Banks in Texas |
| 12-31-2004 | 3.136 | 4.362 |
| 09-30-2004 | 2.904 | 4.344 |
| 06-30-2004 | 2.629 | 4.301 |
| 03-31-2004 | 4.033 | 4.304 |
| 12-31-2003 | 5.433 | 4.327 |
| 09-30-2003 | 4.553 | 4.323 |
| 06-30-2003 | 4.436 | 4.347 |
| 03-31-2003 | 4.541 | 4.348 |
| 12-31-2002 | 5.629 | 4.573 |