Total Capital Ratio Over Time
Total Capital Ratio First National Bank All Insured Commercial Banks in Texas
12-31-2004 2.69 18.185
09-30-2004 3.28 18.415
06-30-2004 .84 18.282
03-31-2004 10.25 18.409
12-31-2003 10.91 18.128
09-30-2003 4.34 18.224
06-30-2003 3.73 17.979
03-31-2003 13.34 18.009
12-31-2002 13.83 17.784