First National Bank
Thief River Falls, MN — Domestic Branch of a Domestic Bank
Acquired May 2003
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | First National Bank | All Insured Commercial Banks in Minnesota |
| 03-31-2003 | 13.96 | 13.472 |
| 12-31-2002 | 14.91 | 13.352 |