First National Bank
Thief River Falls, MN — Domestic Branch of a Domestic Bank
Acquired May 2003
Tier 1 Capital Over Time
| Tier 1 Capital | First National Bank | All Insured Commercial Banks in Minnesota |
| 03-31-2003 | 4,478,000 | 6,654,423 |
| 12-31-2002 | 4,646,000 | 6,644,388 |