Vitals
  • Total Assets
    54.6M
  • Total Deposits
    46.5M
  • Total Net Loans
    27.4M
  • Net Income
    42000.0000
  • Book Value
    5.7M
  • Book Value x2
    11.5M
  • Book Value x3
    17.2M
ROAA

.315

ROAE

2.885

Efficiency Ratio

78.02

Net Interest Margin

3.54

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 54,556 73,518
Total Net Loans 27,376 47,993
Total Deposits 46,509 62,216
Total Equity 5,731 7,187
Profitability
Net Income 42 311
Return on Average Assets .315 1.416
Return on Average Equity 2.885 14.327
Net Interest Margin 3.54 4.443
Efficiency Ratio 78.02 62.209
Noninterest Income/Revenue 10.165 11.355
Balance Sheet Ratios
Loan-to-Deposit 58.862 75.093
Securities/Assets .241 .289
Total Equity/Total Assets .105 .098
Tangible Equity/Tangible Assets .083 -.093
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,478 6,654
Tier 2 Capital 402 595
Total Capital 4,880 7,245
Total Risk Weighted Assets 32,070 52,960
Leverage Ratio 8.59 9.426
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.96 13.472
Total Capital Ratio 15.22 14.586

Timeline for First National Bank

Border State Bank

First National Bank was acquired by Border State Bank 21 years

View Profile May 12 2003

Border Bancshares, Inc.

Border Bancshares, Inc. became a new parent organization for First National Bank.

View Profile Apr 07 2003

Northern Plains Bancshares, Inc.

Northern Plains Bancshares, Inc. became a new parent organization for First National Bank.

View Profile Feb 06 1981

First National Bank

First National Bank was established 79 years ago and is currently headquartered in Thief River Falls, MN.

Jan 16 1945
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Border State Bank Buyer 407,100 Pooling of Interests Discontinued 5/12/2003
Relationships Role Relationship Start Relationship End
Border Bancshares, Inc. Parent 4/7/2003 5/11/2003
Northern Plains Bancshares, Inc. Parent 2/10/1994 4/6/2003
Northern Plains Bancshares, Inc. Parent 3/5/1993 2/9/1994
Northern Plains Bancshares, Inc. Parent 2/6/1981 3/4/1993
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