Vitals
  • Total Assets
    184.6M 0.1 %
  • Total Deposits
    144.4M 6.1 %
  • Total Net Loans
    142.5M 1.0 %
  • Net Income
    10000.0000 -99.1 %
  • Book Value
    35.7M 13.6 %
  • Book Value x2
    71.5M 13.6 %
  • Book Value x3
    107.2M 13.6 %
ROAA

.031

ROAE

.179

Efficiency Ratio

98.728

Net Interest Margin

1.834

Balance Sheet Highlights
Financial Highlights First National Bank Of Gwinnett All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 184,621 223,959
Total Net Loans 142,519 168,343
Total Deposits 144,381 183,050
Total Equity 35,735 22,029
Profitability
Net Income 10 5,827
Return on Average Assets .031 .996
Return on Average Equity .179 9.535
Net Interest Margin 1.834 3.593
Efficiency Ratio 98.728 82.103
Noninterest Income/Revenue .075 16.558
Balance Sheet Ratios
Loan-to-Deposit 98.71 88.15
Securities/Assets .037 .193
Total Equity/Total Assets .194 .098
Tangible Equity/Tangible Assets .092 -.751
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 16,975 20,678
Tier 2 Capital 2,081 2,304
Total Capital 19,056 22,936
Total Risk Weighted Assets 155,779 180,273
Leverage Ratio 10.57 10.241
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.9 13.04
Total Capital Ratio 12.23 14.21

Timeline for First National Bank Of Gwinnett

Suntrust Bank

First National Bank Of Gwinnett was acquired by Suntrust Bank 15 years

View Profile Jul 25 2008

Suntrust Banks, Inc.

Suntrust Banks, Inc. became a new parent organization for First National Bank Of Gwinnett.

View Profile May 01 2008

Gb&T Bancshares, Inc.

Gb&T Bancshares, Inc. became a new parent organization for First National Bank Of Gwinnett.

View Profile Mar 02 2005

Fnbg Bancshares, Inc.

Fnbg Bancshares, Inc. became a new parent organization for First National Bank Of Gwinnett.

View Profile Jan 01 2004

First National Bank Of Gwinnett

First National Bank Of Gwinnett was established 23 years ago and is currently headquartered in Duluth, GA.

Nov 14 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Suntrust Bank Buyer 200,200,764 Pooling of Interests Discontinued 7/25/2008
Relationships Role Relationship Start Relationship End
Suntrust Banks, Inc. Parent 5/1/2008 7/24/2008
Gb&T Bancshares, Inc. Parent 3/2/2005 4/30/2008
Fnbg Bancshares, Inc. Parent 1/1/2004 3/1/2005
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