Vitals
  • Total Assets
    43.4M -1.2 %
  • Total Deposits
    39.6M -2.8 %
  • Total Net Loans
    23.5M -7.0 %
  • Net Income
    538000.0000 187.7 %
  • Book Value
    3.5M 20.0 %
  • Book Value x2
    7.0M 20.0 %
  • Book Value x3
    10.4M 20.0 %
ROAA

1.619

ROAE

22.718

Efficiency Ratio

69.428

Net Interest Margin

4.616

Balance Sheet Highlights
Financial Highlights First National Bank Of Goliad All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 43,368 149,651
Total Net Loans 23,534 85,707
Total Deposits 39,609 127,203
Total Equity 3,483 14,964
Profitability
Net Income 538 3,146
Return on Average Assets 1.619 1.489
Return on Average Equity 22.718 15.278
Net Interest Margin 4.616 4.6
Efficiency Ratio 69.428 64.993
Noninterest Income/Revenue 13.793 13.938
Balance Sheet Ratios
Loan-to-Deposit 59.416 63.474
Securities/Assets .332 .664
Total Equity/Total Assets .08 .1
Tangible Equity/Tangible Assets .08 -.165
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,554 14,394
Tier 2 Capital 347 1,001
Total Capital 3,901 15,388
Total Risk Weighted Assets 27,540 96,598
Leverage Ratio 8.12 10.325
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.9 17.244
Total Capital Ratio 14.16 18.276

Timeline for First National Bank Of Goliad

American Bank, National Association

First National Bank Of Goliad was acquired by American Bank, National Association 17 years

View Profile Dec 31 2006

Abhc Delaware, Inc.

Abhc Delaware, Inc. became a new parent organization for First National Bank Of Goliad.

View Profile Jan 30 2004

Goliad Bancshares, Inc.

Goliad Bancshares, Inc. became a new parent organization for First National Bank Of Goliad.

View Profile Jul 31 1987

First National Bank Of Goliad

First National Bank Of Goliad was established 132 years ago and is currently headquartered in Goliad, TX.

May 05 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Bank, National Association Buyer 1,276,144 Pooling of Interests Discontinued 12/31/2006
Relationships Role Relationship Start Relationship End
Abhc Delaware, Inc. Parent 1/30/2004 12/30/2006
Goliad Bancshares, Inc. Parent 7/31/1987 1/29/2004
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