Vitals
  • Total Assets
    187.9M -8.7 %
  • Total Deposits
    183.6M -6.2 %
  • Total Net Loans
    125.6M -14.1 %
  • Net Income
    -441000.0000 19.5 %
  • Book Value
    3.6M -21.4 %
  • Book Value x2
    7.2M -21.4 %
  • Book Value x3
    10.8M -21.4 %
ROAA

-.951

ROAE

-46.251

Efficiency Ratio

128.975

Net Interest Margin

3.222

Balance Sheet Highlights
Financial Highlights First National Bank Of Baldwin County All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 187,935 216,532
Total Net Loans 125,567 117,579
Total Deposits 183,592 182,580
Total Equity 3,592 24,902
Profitability
Net Income -441 428
Return on Average Assets -.951 .721
Return on Average Equity -46.251 6.188
Net Interest Margin 3.222 3.843
Efficiency Ratio 128.975 72.098
Noninterest Income/Revenue 8.112 13.533
Balance Sheet Ratios
Loan-to-Deposit 68.395 62.167
Securities/Assets .013 .263
Total Equity/Total Assets .019 .115
Tangible Equity/Tangible Assets .019 .114
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,591 23,518
Tier 2 Capital 1,587 1,614
Total Capital 5,178 25,158
Total Risk Weighted Assets 125,268 136,610
Leverage Ratio 1.94 11.127
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.87 18.379
Total Capital Ratio 4.13 19.548

Timeline for First National Bank Of Baldwin County

The First, A National Banking Association

First National Bank Of Baldwin County was acquired by The First, A National Banking Association 11 years

View Profile Apr 30 2013

First Baldwin Bancshares, Inc.

First Baldwin Bancshares, Inc. became a new parent organization for First National Bank Of Baldwin County.

View Profile Oct 19 2006

First National Bank Of Baldwin County

First National Bank Of Baldwin County was established 22 years ago and is currently headquartered in Foley, AL.

Dec 28 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First, A National Banking Association Buyer 1,265,747 Acquisition Discontinued 4/30/2013
Relationships Role Relationship Start Relationship End
First Baldwin Bancshares, Inc. Parent 10/19/2006 4/29/2013
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