Vitals
  • Total Assets
    280.9M 2.3 %
  • Total Deposits
    225.2M -2.1 %
  • Total Net Loans
    135.0M 9.1 %
  • Net Income
    2.8M -7.0 %
  • Book Value
    29.8M 3.0 %
  • Book Value x2
    59.7M 3.0 %
  • Book Value x3
    89.5M 3.0 %
ROAA

1.027

ROAE

9.304

Efficiency Ratio

66.671

Net Interest Margin

3.707

Balance Sheet Highlights
Financial Highlights First Community Bank All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 280,865 255,215
Total Net Loans 134,999 167,310
Total Deposits 225,185 209,480
Total Equity 29,834 27,768
Profitability
Net Income 2,812 3,773
Return on Average Assets 1.027 1.156
Return on Average Equity 9.304 10.32
Net Interest Margin 3.707 4.175
Efficiency Ratio 66.671 64.895
Noninterest Income/Revenue 31.785 17.262
Balance Sheet Ratios
Loan-to-Deposit 59.95 71.452
Securities/Assets .401 .213
Total Equity/Total Assets .106 .109
Tangible Equity/Tangible Assets .103 .103
Capital Adequacy
Tier 1 Common Capital 29,649 26,784
Tier 1 Capital 29,649 26,784
Tier 2 Capital 2,218 2,156
Total Capital 31,867 28,932
Total Risk Weighted Assets 176,678 187,374
Leverage Ratio 10.78 10.719
Common Equity Tier 1 Capital Ratio 16.78 15.99
Tier 1 Capital Ratio 16.78 15.99
Total Capital Ratio 18.04 17.149

Timeline for First Community Bank

First Community Bank

Acquisition: First Community Bank acquired a new subsidiary, First Community Bank, 25 years

View Profile Mar 29 1999

Cheyenne Western Bank

Acquisition: First Community Bank acquired a new subsidiary, Cheyenne Western Bank, 25 years

View Profile Sep 01 1998

Culbertson State Bank Of Culbertson, Montana

Acquisition: First Community Bank acquired a new subsidiary, Culbertson State Bank Of Culbertson, Montana, 28 years

View Profile Apr 01 1996

Citizens First National Bank Of Wolf Point

Acquisition: First Community Bank acquired a new subsidiary, Citizens First National Bank Of Wolf Point, 28 years

View Profile Jun 01 1995

First Community Bancorp, Inc.

First Community Bancorp, Inc. became a new parent organization for First Community Bank.

View Profile Oct 14 1994

Want to see more?

Complete timeline for First Community Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Community Bank Seller 12,464 Acquisition Discontinued 3/29/1999
Cheyenne Western Bank Seller 11,144 Acquisition Discontinued 9/1/1998
Culbertson State Bank Of Culbertson, Montana Seller 17,122 Pooling of Interests Discontinued 4/1/1996
Citizens First National Bank Of Wolf Point Seller 12,650 Acquisition Discontinued 6/1/1995
The First National Bank Of Hinsdale Seller 7,433 Discontinued 1/1/1993
Relationships Role Relationship Start Relationship End
First Community Bancorp, Inc. Parent 11/23/1994
First Community Bancorp, Inc. Parent 10/14/1994 11/22/1994
Milk River Investments, Inc. Parent 12/31/1992 3/31/1993
Similar Organizations
Organization City State Total Assets
Five Points Bank Of Hastings
 		Hastings NE 277.4M
Midwest Independent Bank
 		Jefferson City MO 272.6M
First Nebraska Bank
 		Valley NE 276.9M
Connection Bank
 		Fort Madison IA 267.2M
Bank Of Texas
 		Midland TX 281.1M
First Choice Bank
 		Pontotoc MS 269.1M
Premier Bank
 		Dubuque IA 288.2M
Liberty Bank
 		South San Francisco CA 268.3M
Lea County State Bank
 		Hobbs NM 289.1M
First Option Bank
 		Osawatomie KS 289.4M