First Citizens Bank
Talladega, AL — Domestic Branch of a Domestic Bank
Acquired May 2005
Net Interest Margin Over Time
| Net Interest Margin | First Citizens Bank | All Insured Commercial Banks in Alabama |
| 03-31-2005 | 4.284 | 4.181 |
| 12-31-2004 | 4.358 | 4.241 |
| 09-30-2004 | 4.328 | 4.245 |
| 06-30-2004 | 4.277 | 4.218 |
| 03-31-2004 | 4.301 | 4.232 |
| 12-31-2003 | 4.23 | 4.195 |
| 09-30-2003 | 4.201 | 4.196 |
| 06-30-2003 | 4.361 | 4.18 |
| 03-31-2003 | 4.438 | 4.185 |
| 12-31-2002 | 4.638 | 4.381 |