Total Capital Ratio Over Time
Total Capital Ratio First Citizens Bank All Insured Commercial Banks in Alabama
03-31-2005 16.25 17.794
12-31-2004 16.05 17.745
09-30-2004 15.63 18.219
06-30-2004 15.75 17.649
03-31-2004 14.33 17.709
12-31-2003 14.36 17.556
09-30-2003 14.23 17.693
06-30-2003 15.01 17.365
03-31-2003 14.88 17.406
12-31-2002 14.71 17.178