Net Income Analysis ( % relative to Total Revenue )
Income Statement First Bank All Insured Commercial Banks in Kansas
Interest and Fees on Loans 3,490 4,851
Income from Lease Financing Receivables 309 18
188 22
Estimated Tax Benefit from Tax-Exempt Loan Income 97 11
Income on Loans and Leases (TE) 3,896 4,908
Investment Interest Income (TE) 1,220 1,053
Total Interest Income (TE) 5,193 6,154
Total Interest Expense 393 615
Net Interest Income (TE) 4,800 5,498
Non-Interest Income 600 1,087
Adjusted Operating Income (TE) 5,400 6,741
Non-interest Expense 3,220 4,308
Provision for Loan & Lease Losses — 167
Pretax Operating Income (TE) 2,180 2,119
Pretax Net Operating Income (TE) 2,250 2,180
Applicable Income Taxes 342 271
Net Operating Income 1,474 1,662
Net Income 1,474 1,663
Cash Dividends Declared 540 923
Retained Earnings 934 659