First Bank Of West Texas
Coahoma, TX — Domestic Branch of a Domestic Bank
Acquired May 2009
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Bank Of West Texas | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 1,333 | 1,870 |
| Income from Lease Financing Receivables | — | 831 |
| 3 | 72 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 38 |
| Income on Loans and Leases (TE) | 1,334 | 1,887 |
| Investment Interest Income (TE) | 291 | 1,062 |
| Total Interest Income (TE) | 1,637 | 2,482 |
| Total Interest Expense | 548 | 689 |
| Net Interest Income (TE) | 1,089 | 1,778 |
| Non-Interest Income | 269 | 406 |
| Adjusted Operating Income (TE) | 1,358 | 2,181 |
| Non-interest Expense | 1,040 | 1,494 |
| Provision for Loan & Lease Losses | 49 | 1,126 |
| Pretax Operating Income (TE) | 269 | 1,407 |
| Pretax Net Operating Income (TE) | 265 | 1,475 |
| Applicable Income Taxes | 77 | 620 |
| Net Operating Income | 177 | 1,110 |
| Net Income | 177 | 1,108 |
| Cash Dividends Declared | 25 | 930 |
| Retained Earnings | 152 | 833 |