First Bank Of Ohio
Tiffin, OH — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Bank Of Ohio | All Insured Commercial Banks in Ohio |
| Interest and Fees on Loans | 6,911 | 11,386 |
| Income from Lease Financing Receivables | — | 4 |
| — | 64 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 32 |
| Income on Loans and Leases (TE) | 6,911 | 11,434 |
| Investment Interest Income (TE) | 1,618 | 1,894 |
| Total Interest Income (TE) | 8,622 | 13,519 |
| Total Interest Expense | 756 | 1,284 |
| Net Interest Income (TE) | 7,866 | 12,235 |
| Non-Interest Income | 466 | 3,344 |
| Adjusted Operating Income (TE) | 8,332 | 15,563 |
| Non-interest Expense | 3,737 | 10,269 |
| Provision for Loan & Lease Losses | 1,335 | 364 |
| Pretax Operating Income (TE) | 3,260 | 4,973 |
| Pretax Net Operating Income (TE) | 3,278 | 5,081 |
| Applicable Income Taxes | 760 | 1,163 |
| Net Operating Income | 2,222 | 3,580 |
| Net Income | 2,222 | 3,580 |
| Cash Dividends Declared | — | 1,534 |
| Retained Earnings | 2,222 | 1,881 |