Relationships	Role	Relationship Start	Relationship End
Bb&T Corporation	Parent	1/9/2001	3/16/2001
Fcnb Corp.	Parent	12/31/1986	1/8/2001
Monocacy Management Company	Subsidary	1/6/1992	3/16/2001
Frederick Underwriters, Inc.	Subsidary	6/13/1994	3/16/2001
Maryland Title Center, Llc	Subsidary	8/27/1997	3/16/2001
Fcnb Investment Holdings, Inc.	Subsidary	4/21/1994	12/28/2000
First Bank Mortgage Corporation	Subsidary	8/20/1999	4/24/2000
Fcnb Mortgage Company, Inc.	Subsidary	9/1/1998	4/14/1999
Capital Asset Recovery, Inc.	Subsidary	11/20/1998	4/14/1999
Central Maryland Services Corporation	Subsidary	3/7/1997	6/9/1997
Laurel Service Corporation	Subsidary	3/7/1997	3/30/1997
Harbor Capital Corporation	Subsidary	3/7/1997	3/30/1997
Tri-County Realty	Subsidary	3/7/1997	3/30/1997

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Branch Banking And Trust Company	Buyer	217,378,053	Pooling of Interests	Discontinued	3/17/2001
First Bank Of Frederick	Seller	114,522	Pooling of Interests	Discontinued	8/20/1999
Capital Bank, National Association	Seller	172,067	Pooling of Interests	Discontinued	11/20/1998
Elkridge Bank	Seller	222,083	Pooling of Interests	Discontinued	3/7/1997
Fcnb Realty, Inc.	Seller		Pooling of Interests	Discontinued	12/19/1996
Augusta Federal Savings Association	Seller	85,487		Failure	3/21/1992