Net Income Analysis ( % relative to Total Revenue )
Income Statement Fayette Savings Bank, Ssb All Insured Savings Banks in Texas
Interest and Fees on Loans 3,904 25,416
Income from Lease Financing Receivables — 37
— 19
Estimated Tax Benefit from Tax-Exempt Loan Income — 10
Income on Loans and Leases (TE) 3,904 25,508
Investment Interest Income (TE) 513 1,744
Total Interest Income (TE) 4,483 27,653
Total Interest Expense 701 2,983
Net Interest Income (TE) 3,782 24,676
Non-Interest Income 84 8,040
Adjusted Operating Income (TE) 3,866 32,713
Non-interest Expense 2,665 20,373
Provision for Loan & Lease Losses — 900
Pretax Operating Income (TE) 1,201 11,517
Pretax Net Operating Income (TE) 1,235 11,901
Applicable Income Taxes 211 1,411
Net Operating Income 919 10,708
Net Income 919 10,708
Cash Dividends Declared 240 4,954
Retained Earnings 679 5,973