Vitals
  • Total Assets
    87.2M -0.6 %
  • Total Deposits
    78.4M -0.8 %
  • Total Net Loans
    60.9M 1.2 %
  • Net Income
    734000.0000 103.9 %
  • Book Value
    7.5M 2.2 %
  • Book Value x2
    15.0M 2.2 %
  • Book Value x3
    22.5M 2.2 %
ROAA

.849

ROAE

9.746

Efficiency Ratio

67.822

Net Interest Margin

3.926

Balance Sheet Highlights
Financial Highlights Farmers State Bank & Trust Co. All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 87,183 290,894
Total Net Loans 60,885 191,278
Total Deposits 78,391 246,407
Total Equity 7,493 31,125
Profitability
Net Income 734 2,670
Return on Average Assets .849 .919
Return on Average Equity 9.746 8.247
Net Interest Margin 3.926 3.499
Efficiency Ratio 67.822 67.9
Noninterest Income/Revenue 10.867 16.598
Balance Sheet Ratios
Loan-to-Deposit 77.668 72.669
Securities/Assets .143 .191
Total Equity/Total Assets .086 .107
Tangible Equity/Tangible Assets .077 .103
Capital Adequacy
Tier 1 Common Capital 6,705 29,670
Tier 1 Capital 7,455 29,720
Tier 2 Capital 808 2,112
Total Capital 8,263 31,905
Total Risk Weighted Assets 65,461 212,461
Leverage Ratio 8.49 10.62
Common Equity Tier 1 Capital Ratio 10.24 16.313
Tier 1 Capital Ratio 11.39 16.329
Total Capital Ratio 12.62 17.341

Timeline for Farmers State Bank & Trust Co.

Mount Sterling Bancorp, Inc

Mount Sterling Bancorp, Inc became a new parent organization for Farmers State Bank & Trust Co..

View Profile Jan 01 2015

Timewell State Bank

Acquisition: Farmers State Bank & Trust Co. acquired a new subsidiary, Timewell State Bank, 14 years

View Profile Apr 02 2010

Mt. Sterling Bancshares, Inc.

Mt. Sterling Bancshares, Inc. became a new parent organization for Farmers State Bank & Trust Co..

View Profile Oct 02 1980

Farmers State Bank & Trust Co.

Farmers State Bank & Trust Co. was established 110 years ago and is currently headquartered in Mount Sterling, IL.

Jun 01 1914
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Timewell State Bank Seller 7,209 Acquisition Discontinued 4/2/2010
Relationships Role Relationship Start Relationship End
Mount Sterling Bancorp, Inc Parent 1/1/2015
Mt. Sterling Bancshares, Inc. Parent 10/23/2008 12/31/2014
Mt. Sterling Bancshares, Inc. Parent 11/5/2007 10/22/2008
Mt. Sterling Bancshares, Inc. Parent 6/30/2007 11/4/2007
Mt. Sterling Bancshares, Inc. Parent 9/28/1990 6/29/2007
Mt. Sterling Bancshares, Inc. Parent 10/2/1980 9/27/1990
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