Vitals
  • Total Assets
    978.8M 7.8 %
  • Total Deposits
    751.9M 3.0 %
  • Total Net Loans
    789.0M 13.6 %
  • Net Income
    6.1M 1,032.4 %
  • Book Value
    112.2M 1.0 %
  • Book Value x2
    224.3M 1.0 %
  • Book Value x3
    336.5M 1.0 %
ROAA

.661

ROAE

5.427

Efficiency Ratio

78.739

Net Interest Margin

4.008

Balance Sheet Highlights
Financial Highlights F&M Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 978,809 350,717
Total Net Loans 789,019 240,957
Total Deposits 751,935 296,573
Total Equity 112,173 37,152
Profitability
Net Income 6,081 3,593
Return on Average Assets .661 .956
Return on Average Equity 5.427 8.82
Net Interest Margin 4.008 4.036
Efficiency Ratio 78.739 69.386
Noninterest Income/Revenue 37.92 17.129
Balance Sheet Ratios
Loan-to-Deposit 104.932 77.925
Securities/Assets .072 .166
Total Equity/Total Assets .115 .106
Tangible Equity/Tangible Assets .084 .103
Capital Adequacy
Tier 1 Common Capital 87,155 35,983
Tier 1 Capital 87,155 36,157
Tier 2 Capital 1,498 2,649
Total Capital 88,653 38,803
Total Risk Weighted Assets 807,612 253,332
Leverage Ratio 9.39 10.564
Common Equity Tier 1 Capital Ratio 10.79 15.215
Tier 1 Capital Ratio 10.79 15.278
Total Capital Ratio 10.98 16.362

Timeline for F&M Bank

F&M Real Estate Transfer Corporation

F&M Real Estate Transfer Corporation became a new subsidiary organization for F&M Bank.

View Profile Jan 01 2009

F&M Facilities Corporation

F&M Facilities Corporation became a new subsidiary organization for F&M Bank.

View Profile Nov 01 2006

F&M Transportion Corporation

F&M Transportion Corporation became a new subsidiary organization for F&M Bank.

View Profile Nov 01 2006

F&M Reinsurance Company

F&M Reinsurance Company became a new subsidiary organization for F&M Bank.

View Profile Jan 11 2002

Western Star Holding Company

Western Star Holding Company became a new subsidiary organization for F&M Bank.

View Profile Jun 01 2001

Want to see more?

Complete timeline for F&M Bank is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
F&M Financial Corporation Parent 3/31/1986
F&M Investment Services, Inc. Subsidary 6/30/2007
Clarksville Capital Corporation Subsidary 6/30/2007
Homesouth Title, Inc. Subsidary 6/30/2007
F&M Reinsurance Company Subsidary 6/30/2007
F&M Facilities Corporation Subsidary 6/30/2007
F&M Transportion Corporation Subsidary 6/30/2007
F&M Real Estate Transfer Corporation Subsidary 1/1/2009
F&M Investment Services, Inc. Subsidary 12/31/1996 6/29/2007
Clarksville Capital Corporation Subsidary 9/16/1994 6/29/2007
Homesouth Title, Inc. Subsidary 8/28/2000 6/29/2007
F&M Reinsurance Company Subsidary 1/11/2002 6/29/2007
F&M Facilities Corporation Subsidary 11/1/2006 6/29/2007
F&M Transportion Corporation Subsidary 11/1/2006 6/29/2007
Western Star Holding Company Subsidary 6/1/2001 10/24/2004
Homesouth Mortgage, Inc. Subsidary 12/31/1996 12/31/1999
Finance And Mortgage Acceptance Corporation Subsidary 4/3/1995 11/23/1999
Similar Organizations
Organization City State Total Assets
Eagle Bank And Trust Company Of Missouri
 		Hillsboro MO 932.5M
Security State Bank & Trust
 		Fredericksburg TX 931.7M
Lincoln Savings Bank
 		Cedar Falls IA 930.2M
Bankwest, Inc.
 		Pierre SD 982.5M
Commonwealth Bank And Trust Company
 		Louisville KY 951.0M
Metro City Bank
 		Doraville GA 960.6M
South Central Bank, Inc.
 		Glasgow KY 932.4M
Planters Bank, Inc.
 		Hopkinsville KY 930.0M
Community Financial Services Bank
 		Benton KY 927.5M
Waukesha State Bank
 		Waukesha WI 931.2M