Vitals
  • Total Assets
    185.6M 11.6 %
  • Total Deposits
    152.6M 5.9 %
  • Total Net Loans
    151.4M 25.3 %
  • Net Income
    2.8M 32.7 %
  • Book Value
    17.1M 5.1 %
  • Book Value x2
    34.2M 5.1 %
  • Book Value x3
    51.2M 5.1 %
ROAA

1.538

ROAE

16.407

Efficiency Ratio

66.999

Net Interest Margin

5.01

Balance Sheet Highlights
Financial Highlights Ennis State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 185,621 358,087
Total Net Loans 151,378 213,533
Total Deposits 152,581 308,027
Total Equity 17,075 38,740
Profitability
Net Income 2,761 3,845
Return on Average Assets 1.538 1.025
Return on Average Equity 16.407 9.415
Net Interest Margin 5.01 3.773
Efficiency Ratio 66.999 66.762
Noninterest Income/Revenue 14.58 16.375
Balance Sheet Ratios
Loan-to-Deposit 99.212 65.494
Securities/Assets .068 .214
Total Equity/Total Assets .092 .108
Tangible Equity/Tangible Assets .09 .104
Capital Adequacy
Tier 1 Common Capital 17,271 37,278
Tier 1 Capital 17,271 37,303
Tier 2 Capital 1,703 2,526
Total Capital 18,974 39,866
Total Risk Weighted Assets 154,231 237,367
Leverage Ratio 9.26 10.563
Common Equity Tier 1 Capital Ratio 11.2 18.073
Tier 1 Capital Ratio 11.2 18.097
Total Capital Ratio 12.3 19.169

Timeline for Ennis State Bank

Esbt, Inc.

Esbt, Inc. became a new parent organization for Ennis State Bank.

View Profile Jan 01 1997

Esb Mortgage Company

Esb Mortgage Company became a new subsidiary organization for Ennis State Bank.

View Profile Apr 24 1996

Ennis Bancshares, Inc.

Ennis Bancshares, Inc. became a new parent organization for Ennis State Bank.

View Profile Jan 31 1985

Ennis State Bank

Ennis State Bank was established 91 years ago and is currently headquartered in Ennis, TX.

Jan 01 1933
Relationships Role Relationship Start Relationship End
Ennis Bancshares, Inc. Parent 11/1/2008
Esbt, Inc. Parent 1/1/1997 10/31/2008
Ennis Bancshares, Inc. Parent 1/31/1985 12/31/1996
Esb Mortgage Company Subsidary 6/30/2007
Esb Mortgage Company Subsidary 4/24/1996 6/29/2007
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