Net Income Analysis ( % relative to Total Revenue )
Income Statement Copper Star Bank All Insured Commercial Banks in Arizona
Interest and Fees on Loans 5,509 7,483
Income from Lease Financing Receivables — 79
— 7
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 5,509 7,839
Investment Interest Income (TE) 263 851
Total Interest Income (TE) 5,820 8,932
Total Interest Expense 3,360 2,090
Net Interest Income (TE) 2,460 6,727
Non-Interest Income -2,414 1,178
Adjusted Operating Income (TE) 46 8,195
Non-interest Expense 6,618 8,276
Provision for Loan & Lease Losses 11,225 3,044
Pretax Operating Income (TE) -17,797 -2,980
Pretax Net Operating Income (TE) -17,831 -2,799
Applicable Income Taxes — 35
Net Operating Income -17,831 -2,683
Net Income -17,831 -2,712
Cash Dividends Declared — 12
Retained Earnings -17,831 -2,859