Total Capital Ratio Over Time
Total Capital Ratio Concord Efs National Bank All Insured Commercial Banks in Tennessee
12-31-2003 152.95 16.37
09-30-2003 146.95 16.32
06-30-2003 124.61 16.289
03-31-2003 119.8 16.198
12-31-2002 126.09 16.361