Vitals
  • Total Assets
    279.4M -15.3 %
  • Total Deposits
    221.8M -17.4 %
  • Total Net Loans
    161.1M -39.4 %
  • Net Income
  • Book Value
    50.6M 84.3 %
  • Book Value x2
    101.3M 84.3 %
  • Book Value x3
    151.9M 84.3 %
ROAA

ROAE

Efficiency Ratio

Net Interest Margin

1.175

Balance Sheet Highlights
Financial Highlights Community Trust Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 279,393 223,959
Total Net Loans 161,051 168,343
Total Deposits 221,819 183,050
Total Equity 50,645 22,029
Profitability
Net Income — 5,827
Return on Average Assets — .996
Return on Average Equity — 9.535
Net Interest Margin 1.175 3.593
Efficiency Ratio — 82.103
Noninterest Income/Revenue 16.558
Balance Sheet Ratios
Loan-to-Deposit 72.605 88.15
Securities/Assets .074 .193
Total Equity/Total Assets .181 .098
Tangible Equity/Tangible Assets .086 -.751
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 24,239 20,678
Tier 2 Capital 3,146 2,304
Total Capital 27,385 22,936
Total Risk Weighted Assets 223,216 180,273
Leverage Ratio 10.31 10.241
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.86 13.04
Total Capital Ratio 12.27 14.21

Timeline for Community Trust Bank

Suntrust Bank

Community Trust Bank was acquired by Suntrust Bank 15 years

View Profile Jul 25 2008

Suntrust Banks, Inc.

Suntrust Banks, Inc. became a new parent organization for Community Trust Bank.

View Profile May 01 2008

Gb&T Bancshares, Inc.

Gb&T Bancshares, Inc. became a new parent organization for Community Trust Bank.

View Profile Jul 01 2001

Community Trust Financial Services Corporation

Community Trust Financial Services Corporation became a new parent organization for Community Trust Bank.

View Profile Feb 22 1991

Community Trust Bank

Community Trust Bank was established 36 years ago and is currently headquartered in Hiram, GA.

Feb 02 1988
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Suntrust Bank Buyer 200,200,764 Pooling of Interests Discontinued 7/25/2008
Relationships Role Relationship Start Relationship End
Suntrust Banks, Inc. Parent 5/1/2008 7/24/2008
Gb&T Bancshares, Inc. Parent 7/1/2001 4/30/2008
Community Trust Financial Services Corporation Parent 2/22/1991 6/30/2001
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