Net Income Analysis ( % relative to Total Revenue )
Income Statement Community Savings Bank All Insured Savings Banks in Illinois
Interest and Fees on Loans 9,508 5,067
Income from Lease Financing Receivables — 0
— 2
Estimated Tax Benefit from Tax-Exempt Loan Income — 1
Income on Loans and Leases (TE) 9,508 5,073
Investment Interest Income (TE) 2,025 1,029
Total Interest Income (TE) 11,855 6,337
Total Interest Expense 2,032 904
Net Interest Income (TE) 9,823 5,429
Non-Interest Income 294 3,055
Adjusted Operating Income (TE) 10,117 8,828
Non-interest Expense 9,945 7,573
Provision for Loan & Lease Losses -924 66
Pretax Operating Income (TE) 1,096 1,294
Pretax Net Operating Income (TE) 1,343 1,344
Applicable Income Taxes 423 387
Net Operating Income 920 898
Net Income 920 898
Cash Dividends Declared — 115
Retained Earnings 920 662