Vitals
  • Total Assets
    48.7M -0.2 %
  • Total Deposits
    43.2M -0.2 %
  • Total Net Loans
    22.3M 10.5 %
  • Net Income
    77000.0000 -35.8 %
  • Book Value
    5.4M -0.4 %
  • Book Value x2
    10.8M -0.4 %
  • Book Value x3
    16.1M -0.4 %
ROAA

.161

ROAE

1.434

Efficiency Ratio

93.685

Net Interest Margin

2.539

Balance Sheet Highlights
Financial Highlights Community Banks Of Shelby County All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 48,658 290,894
Total Net Loans 22,318 191,278
Total Deposits 43,221 246,407
Total Equity 5,379 31,125
Profitability
Net Income 77 2,670
Return on Average Assets .161 .919
Return on Average Equity 1.434 8.247
Net Interest Margin 2.539 3.499
Efficiency Ratio 93.685 67.9
Noninterest Income/Revenue 12.302 16.598
Balance Sheet Ratios
Loan-to-Deposit 51.637 72.669
Securities/Assets .104 .191
Total Equity/Total Assets .111 .107
Tangible Equity/Tangible Assets .111 .103
Capital Adequacy
Tier 1 Common Capital 5,379 29,670
Tier 1 Capital 5,379 29,720
Tier 2 Capital 236 2,112
Total Capital 5,615 31,905
Total Risk Weighted Assets 25,366 212,461
Leverage Ratio 11.21 10.62
Common Equity Tier 1 Capital Ratio 21.21 16.313
Tier 1 Capital Ratio 21.21 16.329
Total Capital Ratio 22.14 17.341

Timeline for Community Banks Of Shelby County

Cowden Bancorp, Inc.

Cowden Bancorp, Inc. became a new parent organization for Community Banks Of Shelby County.

View Profile Aug 01 1980

Community Banks Of Shelby County

Community Banks Of Shelby County was established 132 years ago and is currently headquartered in Cowden, IL.

Jan 01 1892
Relationships Role Relationship Start Relationship End
Cowden Bancorp, Inc. Parent 12/19/1996
Cowden Bancorp, Inc. Parent 9/30/1992 12/18/1996
Cowden Bancorp, Inc. Parent 12/31/1984 9/29/1992
Cowden Bancorp, Inc. Parent 8/1/1980 12/30/1984
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