Vitals
  • Total Assets
    429.9M 2.4 %
  • Total Deposits
    372.6M 2.2 %
  • Total Net Loans
    299.6M 6.0 %
  • Net Income
    3.6M 23.3 %
  • Book Value
    57.2M 4.0 %
  • Book Value x2
    114.3M 4.0 %
  • Book Value x3
    171.5M 4.0 %
ROAA

.877

ROAE

6.428

Efficiency Ratio

68.487

Net Interest Margin

3.77

Balance Sheet Highlights
Financial Highlights Community Bank & Trust, Waco, Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 429,946 358,087
Total Net Loans 299,560 213,533
Total Deposits 372,599 308,027
Total Equity 57,154 38,740
Profitability
Net Income 3,647 3,845
Return on Average Assets .877 1.025
Return on Average Equity 6.428 9.415
Net Interest Margin 3.77 3.773
Efficiency Ratio 68.487 66.762
Noninterest Income/Revenue 23.631 16.375
Balance Sheet Ratios
Loan-to-Deposit 80.397 65.494
Securities/Assets .235 .214
Total Equity/Total Assets .133 .108
Tangible Equity/Tangible Assets .133 .104
Capital Adequacy
Tier 1 Common Capital 58,369 37,278
Tier 1 Capital 58,369 37,303
Tier 2 Capital 3,799 2,526
Total Capital 62,168 39,866
Total Risk Weighted Assets 303,079 237,367
Leverage Ratio 13.73 10.563
Common Equity Tier 1 Capital Ratio 19.26 18.073
Tier 1 Capital Ratio 19.26 18.097
Total Capital Ratio 20.51 19.169

Timeline for Community Bank & Trust, Waco, Texas

Central Texas Small Business Investment Corporation

Central Texas Small Business Investment Corporation became a new subsidiary organization for Community Bank & Trust, Waco, Texas.

View Profile Aug 15 1974

Community Company, The

Community Company, The became a new parent organization for Community Bank & Trust, Waco, Texas.

View Profile Feb 12 1969

Community Bank & Trust, Waco, Texas

Community Bank & Trust, Waco, Texas was established 71 years ago and is currently headquartered in Waco, TX.

May 14 1952
Relationships Role Relationship Start Relationship End
Community Company, The Parent 12/31/1981
Community Company, The Parent 12/31/1977 12/30/1981
Community Company, The Parent 12/31/1976 12/30/1977
Community Company, The Parent 12/31/1974 12/30/1976
Community Company, The Parent 12/31/1973 12/30/1974
Community Company, The Parent 12/31/1972 12/30/1973
Community Company, The Parent 12/31/1970 12/30/1972
Community Company, The Parent 2/12/1969 12/30/1970
Central Texas Small Business Investment Corporation Subsidary 8/15/1974 6/15/1982
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