Net Income Analysis ( % relative to Total Revenue )
Income Statement Community Bank Of Snyder All Insured Commercial Banks in Texas
Interest and Fees on Loans 2,665 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 2,665 10,941
Investment Interest Income (TE) 699 2,007
Total Interest Income (TE) 3,398 13,476
Total Interest Expense 130 1,063
Net Interest Income (TE) 3,268 12,338
Non-Interest Income 281 2,639
Adjusted Operating Income (TE) 3,549 15,335
Non-interest Expense 3,023 9,693
Provision for Loan & Lease Losses 106 524
Pretax Operating Income (TE) 420 4,819
Pretax Net Operating Income (TE) 420 4,946
Applicable Income Taxes -17 576
Net Operating Income 282 3,858
Net Income 282 3,845
Cash Dividends Declared — 1,701
Retained Earnings 282 1,997